Discover the Steps to Apply for the Platinum Suite Credit Card from Discovery Bank
The Platinum card from Discovery Bank is yet another addition to their account offerings, delivering outstanding benefits for everyday transactions.
Essential Insights Before You Apply
The Discovery Bank Platinum credit card is crafted for effective banking management, featuring exclusive perks like Vitality!
The Suite Platinum caters to individuals with annual incomes ranging from R350,000 to R850,000, featuring a monthly charge of R289.
This monthly fee covers an account fee of R160, a Vitality Money fee of R60, and a facility charge of R69.
According to the bank, this account includes extensive benefits for a complete banking experience, featuring the Platinum credit card that can be utilized anywhere with the Visa Platinum brand.
In terms of rewards, the bank offers flexible Discovery Miles along with additional cash-back advantages in these areas:
- Up to 50% off at Pick n Pay or Woolworths
- Up to 50% cash back at Clicks or Dis-Chem
- Up to 15% cash back at Shell and BP stations
Your Discovery Miles can be utilized for discounted purchases such as:
- Up to 15% off at over 40 partner stores
- Up to 15% off on prepaid electricity, credits, data, or digital vouchers
- Up to 15% off at Vitality Mall
Additionally, you can redeem miles for flights, accommodations, or cash. When traveling, the card offers:
- 10% to 60% off on six one-way domestic flights with partner airlines
- 10% to 35% off on regional bookings
- Direct ticket purchases through the app
- Complimentary travel insurance
For more information, see the details.
Eligibility Criteria
To establish your bank account, you must be a registered South African citizen aged 18 or older. Foreign nationals need a valid passport and a visa.
The main requirement for acquiring the card is your income, which should fall between R350,000 and R850,000 annually.
Before you start your application, gather all necessary documents like proof of income, a copy of your ID, pay slips, and proof of residence.
How Can I Apply for the Discovery Bank Platinum Suite Credit Card?
To get the card, it’s essential that you have a Discovery account.
The official card page features the login option at the top. If you aren’t a South African citizen, you’ll need to register a new account using your South African ID or passport number.
Next, provide additional details like your full name, address, and country of birth for setting up your bank account.
For income verification, share your earnings details and their sources. It doesn’t have to be solely a salary; income from investments or benefits is also acceptable.
After your Discovery Bank account is set up, you can specify your credit criteria to apply for the card.
Unlike many other credit card issuers, you’re not just applying for a card, but for the Black Suite, which encompasses all the benefits provided by Discovery Bank.
If you have any questions or face issues, don’t hesitate to get in touch with the bank’s customer service.
Additional Information
Through a partnership with SAA, this card grants you access to airport lounges, including 2 domestic trips and 1 international visit.
This card also offers discounts on cruises, hotel stays, and car rentals with Europcar.
The Vitality Money system evaluates up to 5 financial aspects to determine your financial health score and offers the chance to earn rewards.
You’ll also gain valuable insights to enhance your credit prospects.
Forex accounts function around the clock, allowing immediate conversions to USD, EUR, and GBP.
With a PIN, chip, or digital option, your cards ensure full security and management via the Discovery Bank app.
This card is incredibly adaptable and secure, usable globally.
Interested in another choice?
The SAA Voyager Premium card offers extensive travel perks with the airline, including unlimited lounge access.
Additionally, it provides a variety of premium benefits for daily use, like discounts on cruises and rentals. Check how to apply.
