Discover the Steps to Apply for the United Club Infinite Card
The United Club Infinite is a Chase Bank credit card that provides top-tier travel perks with the airline alongside exclusive access for everyday use.
What Should You Know Before Applying for the United Club Infinite Card?
The Chase card combines the reliability of banking with exclusive perks from United Club by United Airlines, perfect for purchasing tickets and indulging in luxury experiences.
The United Club Infinite card provides a robust foundation for premium service, featuring advantages with United Airlines, the security of Chase, and the excellence of Visa Infinite.
Regarding costs, the annual fee is $525, with no foreign transaction charges and a variable APR ranging from 21.99% to 28.99%.
This card provides miles rewards, including an impressive 80,000 bonus miles after spending $5,000 within the first three months. Here’s how the points accumulate:
- 1x mile on every $1 spent;
- 2x miles on $1 spent dining, including takeout;
- 2x miles on $1 spent on travel expenses like flights and rentals;
- 4x miles on $1 spent with United on tickets and services.
The United Club grants free first and second checked bags for cardholders and their companions, alongside premier services like priority check-in and expedited boarding.
Moreover, you’ll receive 25% back on premium beverages during United flights, in addition to Premier upgrades, Avis President’s Club membership, and IHG One Rewards Platinum Elite status.
Who Is Eligible to Apply?

The card offers premium benefits, which naturally come with stricter approval criteria.
It’s not mandatory to be an existing customer of United or Chase, as you can establish an account directly with the card application.
However, you can apply for the card while having existing relationships with these companies.
To qualify for the card, applicants must be at least 18 years old (or 19 in certain states) and provide valid identification, whether as a U.S. citizen or a foreign resident with a passport.
Furthermore, you’ll need to demonstrate your income, which for the United Club Infinite is relatively substantial, especially with some security.
Additionally, there are no significant hurdles to applying for the Chase credit card.
What is the Application Process for the United Club Infinite Card?
On Chase’s website, you’ll find a prominently displayed green “Apply Now” button that will lead you to the application form. To complete this form, you’ll need to provide the following information:
- Personal data: Full name and suffix
- Identification: birth date, mother’s maiden name, tax ID type (SSN or ITIN)
- Residential address: domestic or military address; complete address including state and ZIP code
- Contact details: email and phone number
- Financial information: type of residence (own, rent, etc.), employment status (employed, self-employed, unemployed, etc.), and gross annual income.
When you submit the application, you must verify a set of authorizations for identity checks.
If you already possess MileagePlus membership details, you can enter your number during the application process. If you encounter any issues, feel free to reach out to the bank.
Additional Information
One notable perk of the Chase card is its referral program, rewarding you with 10,000 miles for each successful friend referral, capping at 100,000 miles per year.
This card is versatile for any payment situation, whether using a PIN or contactless. Chase Pay Over Time enables eligible purchases over $100 to be paid in installments.
It also provides various security features, including:
- Insurance for baggage delay up to $100 daily
- Reimbursement for lost baggage up to $3,000 per person
- Reimbursement for trip delays
- Concierge services via Visa
- Trip cancellation insurance up to $10,000 per person
- Purchase protection covering up to $10,000
Looking for another option?
Chase also provides cards with no annual fees, like the Freedom Flex Credit Card.
This card can earn you up to 5% cashback on eligible categories set by Chase, and you can find out how to apply.