Discover the Process of Applying for Chase’s Prime Visa Rewards
Chase's Prime card showcases the Visa Signature brand, designed to streamline your everyday shopping experience with remarkable efficiency.
Essential Insights Before Applying for the Prime Visa Rewards from Chase
The Chase card provides exclusive perks with Amazon.com along with a variety of rewards, offering 1% cash back on every purchase and up to 5% on Amazon services!
The card is issued by Chase Bank, a well-respected financial institution within the United States.
Alongside its exclusive benefits for specific brands, the Prime Visa also boasts the Visa Signature designation.
The Prime Visa card does not charge an annual credit card fee and comes with a rewarding points system for its users.
The rewards structure is as follows:
- 1% on all eligible purchases;
- 2% on gas, dining, and commuting;
- 5% on Amazon services;
- 5% on Chase Travel purchases.
To enjoy the 5% rewards, you must maintain an active Prime membership. There are no foreign transaction fees on the card.
Cardholders can expect APR rates from 19.49% to 27.49%.
Additionally, upon card approval, you’ll receive a $100 Amazon gift card, credited directly to your Amazon account.
If you find these benefits appealing, keep reading for further information.
Who is Eligible to Apply?
Chase’s eligibility requirements for the Prime Visa are quite simple compared to specialized credit card options.
While an Amazon Prime membership isn’t a must, having an Amazon account is necessary, even if you’re not a Prime subscriber.
Additionally, applicants should either be U.S. citizens or have a valid work visa, and they need to be at least 18 years old.
It’s also essential to demonstrate reliable income sources and maintain a solid credit score, ideally over 670 FICO.
How Can I Apply for the Chase Prime Visa Rewards?
Chase does not require you to be a current customer of any other banking services; you can start the application right on their website.
To start your credit card application, head to the official Chase Bank website and click the green ‘Apply Now’ button.
After you click, you will be redirected to Amazon’s page, where you will need to log in with your username and password, even if you’re not a Prime member.
To ensure your safety, the first step requires you to verify your identity using your phone number.
Once your phone number is verified through a text message, you’ll be asked to enter personal information like your full name, address, zip code, and email.
Moreover, you’ll need to provide financial details including your income type, rent or mortgage payments, and yearly earnings.
Your Social Security number and answers to security questions will also be necessary to protect your account.
During the application process, Chase and Amazon might ask for documents such as proof of identity, residency, and bank statements.
If you have any questions, don’t hesitate to contact both Amazon and Chase Bank for help.
Additional Information
To begin with, the card supports contactless payments and is compatible with various digital wallets.
You can directly redeem rewards when shopping at Amazon.com, in addition to earning cash back, gift cards, and travel rewards via Chase.com.
This card offers an array of perks for travel and purchases, including:
- Extended warranty coverage
- 120-day purchase protection for damages or theft (up to $500)
- Insurance for baggage delays over 6 hours (up to $100/day)
- Zero liability for unauthorized purchases
- Travel accident insurance for all transport modes
- Up to $3,000 lost baggage reimbursement
- Collision damage waiver for car rentals
This makes it an extremely convenient card for daily use, with minimal issues or worries.
Interested in another option?
If you’re searching for an alternative credit card, consider the U.S. Bank Cash+, which is another Visa Signature card offering 5% cash back in select categories.
The application requirements are quite similar, aligning with what is typical in the U.S. market, and you can see how to apply.
