Discover the Steps to Apply for the Citi Double Cash Credit Card
The Citi Double Cash card is an excellent tool for handling everyday spending, plus it rewards you with 2% cashback that you can use however you like.
Key Information Before You Apply for the Citi Double Cash Credit Card
The Citi Double Cash card is all about double rewards: earn 1% cashback when you shop and another 1% when you pay your bill!
Cashback is earned through a two-step method: you get 1% when you buy, followed by another 1% when you pay your bill on time, given you meet the minimum payment criteria.
The rewards from Citi come in the shape of Thank You Points, where each dollar spent earns you 1 point, plus an extra point for every dollar paid off.
On top of that, Citi has special seasonal offers. Until the close of 2024, you’ll earn 5% cashback on hotel stays and car rentals booked via the Citi Travel portal.
Citi doesn’t differentiate between categories, meaning that all eligible purchases can earn rewards, which can be redeemed in various forms:
- Credit statements
- Direct deposits
- Checks
- Gift cards
- Travel
- Amazon points
When it comes to costs, this card doesn’t have an annual fee. Citi also offers a low introductory APR of 0% on balance transfers for the first 18 months.
After that period, the rates range from 19.24% to 29.24%, similar to the APR for purchases. It’s important to note that balance transfers do not earn rewards.
For new cardholders, there’s a $200 bonus after spending $1,500 within the first six months after opening the account. If you think Citi can help you, keep reading!
Who Is Eligible to Apply?
To qualify for the Citi Double Cash Card, applicants must be at least 18 years old (21 in Puerto Rico) and show good financial health, typically needing a FICO score of around 670.
Moreover, applicants must be legal residents of the U.S. or its territories.
This residency requirement applies to those living in the U.S. or its territories. Foreign applicants must have the proper documentation.
By meeting these requirements, applicants can ensure they meet the essential criteria for a smooth application process, boosting their chances of getting approved for the Citi® Double Cash Card.
It’s important to remember that Citi may ask for proof of income, making it essential to have a reliable income source to show financial stability.
The bank emphasizes that while all criteria must be met, applications are still contingent upon Citi’s current offerings.
How to Apply for the Citi Double Cash Card
Citi caters to both current and prospective clients, making the application easier for existing customers or those who already utilize other banking services, since their details are pre-stored.
For non-customers, the application process involves filling out a form on Citi’s website, requiring key information such as name, address, Social Security number, phone number, and financial details including income and expenses.
As part of the application, Citi might ask for further documentation like proof of residence, income verification, recent bank statements, and payment records.
Citi is dedicated to promptly assessing credit scores and customer data to deliver a quick response, whether it’s a yes or no. If an application gets denied, customers may receive insights on how to enhance their credit profile.
Customers with questions or concerns can reach out to the bank through phone, online assistance, or by visiting a nearby Citi branch.
Additional Information
This Citi card proudly displays the Mastercard emblem, ensuring extensive global acceptance and robust security measures.
Moreover, the Citi Double provides 24/7 fraud protection to keep an eye on any suspicious activity, along with $0 liability for unauthorized charges and theft protection from Mastercard.
For added convenience, this card offers around-the-clock customer service, smooth integration with digital wallets, and contactless payment options.
Another unique advantage of Citi is Citi Entertainment, which provides exclusive access to sporting events, unique experiences, and shows.
Interested in exploring another option?
The U.S. Bank presents an outstanding choice with the Visa Platinum Credit Card, featuring a generous introductory APR of 0% for 21 billing cycles.
If you’re on the lookout for another secure banking option like U.S. Bank, you can discover how to apply.
