Top Credit Cards with Limits of $5,000

If you find yourself needing more financial flexibility during the day, there are fantastic choices available for high-limit credit cards. Take a look!

If you need a powerful credit card with a high usage limit, explore our extensive range of top-rated options starting from $5,000. Discover the best cards currently available in the market.

1. Capital One Venture Rewards

The Capital One Venture Rewards card offers a starting credit limit of $5,000, catering to significant daily usage needs in the American market.

This card provides unlimited 2x miles on every dollar spent, no matter the category. Plus, earn 5x miles for hotel and car rental bookings through Capital One Travel.

The card charges an annual fee of $95 and has no foreign transaction fees, with a variable APR of 19.99% to 29.99%.

Its flexible redemption options let you use your miles for cash or travel tickets in various ways.

Additionally, you can receive up to $100 credit to expedite your passage through Global Entry or TSA PreCheck at airports.

This card offers a variety of benefits, including luxury stays, travel bookings, gourmet experiences, and exclusive events for Capital One Rewards customers in 2024.

Given its premium status, the card requires a high income and an excellent credit score, leading to a selective approval process. Here’s how to apply.

SEE HOW TO APPLY

2. American Express Green Credit Card

American Express is a highly regarded brand both in the U.S. and abroad. The Green Card can offer limits around $5,000, although the company does not specify a minimum.

After obtaining the card, you can earn a bonus of 40,000 membership points by spending at least $3,000 within the first 6 months.

When it comes to rewards, you can earn 3x points in these categories:

Travel expenses like hotels, taxis, and dining.

For every other category, you earn 1x points.

This card offers premium perks, including the Send & Split feature for money transfers and the Plan It option for managing purchases above $100 with a fixed fee.

As it requires a higher credit score, it comes with more specific eligibility requirements, and you can discover how to apply.

SEE HOW TO APPLY

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred is another credit card that offers exceptional benefits from a top brand in the industry.

This card offers various cashback rates based on the category of your purchases:

Up to 6% cash back at U.S. supermarkets
Up to 6% cash back on streaming
Up to 3% cash back on transit
Up to 3% cash back at gas stations
1% cash back on all other purchases

The card also includes valuable everyday perks like the Disney Bundle credit of up to $84, the Send & Split service, and various redemption options.

This card features better terms compared to other Amex offerings, and you can discover how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred is often recognized as one of the top credit cards by numerous market analysts in the United States.

The credit limit generally begins at $5,000, taking into account each customer’s specific circumstances. Once you receive the card, you can earn 60,000 bonus points by spending at least $4,000 within the first 3 months.

You’ll earn 3x points on dining and 2x points on travel, with further earning opportunities, including 5x points on travel booked via Chase Travel.

The card also gives you 3x points on online grocery shopping and streaming services. Plus, it offers added value with Ultimate Rewards that don’t expire, along with Chase Pay Over Time.

Consequently, it has stricter criteria, such as requiring an excellent credit score and a high income. Discover how to apply.

Check out additional options:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000