Top Credit Cards Offering Limits of $2,000
"For those in search of a practical credit card for daily expenses, featuring a credit limit beginning at $2,000, consider these recommendations!
Credit cards with limits around $2,000 are perfect for managing finances effectively, enabling you to cover moderate daily expenses. Here are 5 options you can consider:
1. Chase Freedom Unlimited Credit Card
Chase is one of the most trusted banks in the U.S. Their Unlimited Credit Card offers a limit starting at $500, which can go up to $2,000 if you meet certain criteria.
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Continuar Lendo * You will be directed to an external websiteNew users can enjoy an extra 1.5% cashback, leading to a total of 6.5% on Chase Travel purchases, 4.5% at restaurants, and 3.0% on other spending.
With a $0 annual fee, you can accumulate up to $300 in cashback within your first year. Plus, your cashback rewards don’t expire, and you can redeem them in various ways, like cash, Amazon points, gift cards, or travel through Chase.
To qualify for the card, you will need a credit score that falls within the good to excellent range, and you can easily find how to apply online.
2. Citi Double Cash Credit Card
According to various reviews, the Citi Double Cash is one of the top picks for 2024, offering a credit line that begins at $500 and can go up to $2,000.
This card provides 2% cashback: 1% on purchases and another 1% when you pay your bill, with no limits and multiple redemption options.
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Citi Double Cash
The credit limits start at $500. If you’re interested in applying for this card, check out the application process below.
SEE HOW TO APPLY * You will be directed to an external websiteCiti offers special cashback rates in certain categories, like 5% on car rentals and hotels. When you receive the card, you can get at least $200 if you spend $1,500 in the first 6 months.
This card is reliable for daily usage, providing 24/7 customer support, seamless integration with digital wallets, fraud protection, and entertainment perks.
This makes it an attractive option for consumers, and you can discover how to apply.
3. Explore the Discover It Cashback
According to Nerdwallet and other experts like Forbes, the Discover It stands out as one of the top credit card options. Credit lines begin at $500, but many users report limits around $2,000.
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Discover It Cashback
Credit limits start at $500. Interested in applying? Check out how below.
SEE HOW TO APPLY * You will be directed to an external websiteThis card comes with no annual fee and boasts 5% cashback in categories that change every three months, in line with Discover’s schedule.
Eligible categories include dining, fuel stations, and streaming platforms. For everything else, you earn unlimited 1% cashback, providing excellent options for redemption.
Moreover, Discover matches your cashback during the first year, giving you back equal to what you earned, without any cap.
You also have the freedom to personalize your credit card’s design, and it generally requires favorable conditions, like a good to excellent credit score. Learn how to apply.
4. U.S. Bank Platinum Credit Card
The US Bank Platinum card features a $0 annual fee and an introductory APR lasting 21 billing cycles, making it one of the longest offers available.
To aid in credit building, the card comes with score monitoring and flexible payments through US Bank ExtendPay.
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US Bank Platinum
Credit limits start at $500. Interested in applying? Check out how below.
SEE HOW TO APPLY * You will be directed to an external websiteAdditional features include automatic payments, ID Navigator from NortonLifeLock, and up to $600 in cell phone protection for theft or damage.
In recent years, this card has gained popularity, offering a starting credit limit of $500 that can go up to $2,000 under suitable conditions.
The requirements for the card align perfectly with its perks, including a solid credit history and a reliable income. Discover how to apply.
5. Aeroplan Credit Card
Targeted at Canadians, the Air Canada Aeroplan card is deemed among the top picks for 2024, even by Forbes.
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Aeroplan Credit Card
Credit limits begin at $2,000. If you’re keen to learn how to apply for this card, check out the details below.
SEE HOW TO APPLY * You will be directed to an external websiteThis is because Chase provides the card to the U.S. audience, utilizing the Mastercard network and offering unique benefits, such as up to 70,000 bonus points for spending at least $3,000 within the first 3 months.
Regarding rewards, it provides 3x points on every dollar spent on groceries, dining, and travel, plus 1x points on all other eligible expenses.
Exclusive perks are available when booking flights with Air Canada, with a credit limit starting at $2,000. Discover how to apply.
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