Top Credit Cards Offering Up to $1,000

Cards priced around $1,000 often feature appealing perks beyond just the credit limit, such as cash rewards, flexible payment options, and chances to build your credit.

They tend to have lower requirements, especially concerning income, with much more attractive terms, all while maintaining high quality.

Explore a comprehensive list of the top cards featuring a $1,000 limit.

1. Wells Fargo Reflect Credit Card

The Wells Fargo Reflect Visa Credit Card boasts two key advantages: a 0% introductory APR for 21 months along with 120 days for balance transfers, plus no annual fee—which is a solid deal.

With a credit limit of exactly $1,000, it’s perfect for those looking to manage their finances smoothly without hefty expenses for maintaining a credit card.

The Reflect card offers more favorable application conditions, but you’ll need to show proof of monthly income and maintain a good to excellent credit score.

Additional perks of the card include up to $600 in cell phone coverage, zero liability protection, and exclusive deals through My Wells Fargo Deals!

Credit Close-Up offers valuable insights to help you monitor and improve your FICO score. Roadside dispatch assists you when emergencies arise.

The Visa network ensures security and reliability for your purchases, and you can discover more about the Wells Fargo card.

SEE HOW TO APPLY

2. CapitalOne Quicksilver Rewards

The Capital One Quicksilver card provides 1.5% cashback on all purchases every day, with options to redeem for cash, shopping, or gift cards.

Capital One starts with a credit limit of $500, with room for growth, and offers email account alerts, balance transfers, and 24/7 customer support.

This card has no foreign transaction fees, features special travel rates, offers emergency card replacement, and provides a 50% discount on handcrafted drinks at any Capital One Café nationwide.

The card comes with an annual fee of only $39, which is quite affordable considering the advantages it provides, including up to 6 months of complimentary Uber One membership, credit access, and fraud protection.

To qualify for this card, applicants must be at least 18 years old, possess a verifiable income source, and have valid identification.

3. Wells Fargo Active Cash Visa

The Wells Fargo Active Cash Visa is an alternative from this brand, offering a credit limit beginning at $1,000, supported by one of the largest banks in the U.S.

You can earn a cash rewards bonus of up to $200 after spending $500 in the first 3 months—one of the top deals available!

With no annual fee, this card grants unlimited 2% cash back on every purchase with no category limits, plus a 0% APR for the initial 15 months.

Moreover, the card includes up to $600 in cell phone protection, zero liability for unauthorized charges, and emergency travel assistance services.

To be qualified for this card, you should have a stable income and a credit score that’s good to excellent; you can discover how to apply.

SEE HOW TO APPLY

4. Prime Visa

The Prime Visa is a savvy choice for shopping directly with top retailers in both the U.S. and globally.

Administered by Chase Credit Cards, it provides a $100 Amazon.com gift card, plus 5% back on all purchases made on the site and with Chase Travel.

You’ll earn 2% cashback at gas stations, restaurants, and for local transport expenses.

This card has no annual fee, allows cashback points to be redeemed on Amazon.com, and incurs no foreign transaction charges. It also offers extended warranty coverage, purchase protection, and baggage delay benefits.

This card is designed for everyday use, particularly rewarding for online shoppers.

The Prime Visa starts with a $500 credit limit, and you’re likely to qualify for up to $1,000. Discover how to apply.

SEE HOW TO APPLY

Explore other selections:

CREDIT CARDS UP TO $2,000

CREDIT CARDS UP TO $5,000