Discover the Process for Applying to the American Express Blue Preferred Card

Essential Information Before Applying for the American Express Blue Preferred Card

The Blue Preferred credit card provides 6% cashback on supermarket purchases and streaming subscriptions.

The Blue Preferred grants 1% cash back on all eligible purchases, with specific categories offering higher returns, including:

• 3% on gas station purchases in the USA
• 3% on parking, tolls, and transit
• 6% on streaming subscriptions
• 6% on supermarket purchases up to $6,000

The initial limit of the Blue Preferred Card typically starts at $1,000, which may be adjusted based on the cardholder’s needs.

New applicants can receive a $300 cashback bonus after spending $3,000 within the first three months. The first year has no annual fee, but from the second year, a $95 fee applies.

Additionally, there’s an introductory 0% APR for the first 12 months on balance transfers and purchases.

Following that, the APR will vary between 19.24% and 29.99% for purchases. Amex’s Pay It feature allows users to quickly settle small bills while earning rewards.

On the flip side, the Plan It service enables you to break down purchases of $100 or more into manageable monthly payments. If you’re interested in the Amex Blue Preferred, keep reading.

Who is Eligible to Apply?

The Blue Cash Preferred Card offers more flexibility compared to other Amex cards that focus mainly on premium personal and business options.

Nonetheless, Amex has certain criteria, such as being a legal U.S. citizen, at least 18 years old, and having a valid source of income.

A solid credit history is essential for card approval. Thus, applicants must agree to a credit assessment by Amex, ideally with a positive score, and a review of their transaction history.

While prior relationships with Amex are not mandatory, those with negative past experiences with the brand are unlikely to be approved for the Blue Cash card.

It’s important to realize that even if all criteria are met, the approval of any card application is still dependent on brand availability.

How Can I Apply for the American Express Blue Preferred Card?

Amex features a simple online application for its credit card, easily accessible on their website via a straightforward form.

While having an existing Amex account isn’t required, logging in can make entering your information much easier.

Clicking on the “Apply Now” button leads customers to the Blue Card application form, where they need to fill in personal details like their full name, date of birth, email, and home address.

Applicants will also be asked for details like their social security number, annual income, monthly expenses, and information regarding income sources, including employment status and retirement.

Once all information is submitted, Amex conducts a comprehensive credit assessment to review the applicant’s profile and provide feedback.

The American Express website even features a chat option to assist customers with any questions they may have.

It’s crucial to verify that all information is accurate to facilitate the process and minimize the risk of having to resubmit documents to Amex.

Additional Information

The Send & Split feature enables users to share expenses with friends right from the Amex app. Cardholders can also enjoy exclusive Amex promotions for various events.

This card can give you up to $84 back each year after spending at least $9.99 on a Disney Bundle subscription and provides $10 in monthly statement credits for Equinox+ services.

Additionally, the card offers perks such as rental car insurance, a Global Assist hotline, dispute resolution services, and the convenience of managing your account online.

Interested in Another Option?

Amex has additional choices, like the Gold Card, which offers 4x points plus an attractive bonus of 60,000 points for newcomers.

While the terms might be alike, the Gold Card has distinct features, and you can explore the application process.

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