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Discover the BoA Unlimited Cash Rewards Card: Enjoy a US$ 200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, affectionately known as BoA, provides Unlimited Cash Rewards with an amazing 1.5% cashback on every purchase, no matter the category!

This card is quite versatile, representing one of the top brands in the U.S. market, and applying for it is a breeze.

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Bank of America is a well-respected entity in the U.S. market, providing accounts, financial services, and its own credit card options.

The Bank of America card grants a $200 bonus for new cardholders, provided they spend a minimum of $1,000 within the first 90 days.

This card offers unlimited 1.5% cash back on all purchases, with rewards that never expire.

Members of the Preferred Rewards program can enjoy even higher cashback, ranging from 1.87% to 2.62% on their purchases.

You can redeem your rewards in various ways, including statement credits, deposits into a Bank of America account, or payments on Amazon.com and PayPal.

On top of rewards, the card provides valuable everyday benefits, including contactless payment with chip technology and a $0 liability guarantee for any fraudulent transactions.

Typically, the BoA card starts with a minimum credit limit of about $1,000, but this can go up to $20,000 depending on your financial circumstances as evaluated by the bank.

There’s a $200 online cash rewards bonus offered by the bank if you spend at least $1,000 within the initial 3 months of opening your BoA account.

This card doesn’t have an annual fee and provides a 0% introductory APR for the first 15 months on both purchases and balance transfers. Following this period, the regular APR ranges from 18.24% to 28.24%, with a 3% balance transfer fee for the first 60 days and 4% afterward.

To qualify for BoA credit cards like this one, it’s recommended to have a FICO credit score of at least 670, which falls within the good to excellent credit range.

Applying for the Bank of America credit card can be done through the company’s online platforms.

Other significant advantages include:

  • Balance Connect to prevent overdrafts and declined purchases
  • Mobile Banking App for managing your account anytime, anywhere
  • Account alerts for staying updated on your card activity
  • Free access to monitor your FICO score

Thus, this card promises excellent management options with no annual fee and a 0% introductory APR for 15 months.

This applies not just to the physical card, but also to digital wallets, giving you a modern way to manage your finances.

Curious about another option?

If you seek a card with even better perks, the SavorOne card from Capital One might be worth a look.

This card provides a base reward of 1% and up to 3% in certain categories, and you can discover how to apply.

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