Discover the Steps to Apply for the World Citizen Credit Card
The World Citizen Credit Card is incredibly effective for globe-trotting and sidestepping issues, offering a card that's accepted worldwide.
Key Insights Before Applying for the World Citizen Credit Card
The World Citizen credit card truly lives up to its name, offering an opportunity to explore the globe while enjoying financial perks that cater to both local and international needs!
The World Citizen card, a Mastercard Black from Standard Bank for South African residents, comes with an initiation fee of R190 and a monthly fee of R290. However, those enrolled in Private Banking enjoy fee waivers.
This card features 3D Secure for online transactions and a Tap to Pay option for purchases under R500, ensuring a smooth and safe shopping experience via the bank’s platform.
Cardholders can easily manage their account using the Standard Bank app, allowing them to change limits, report lost cards, and keep track of spending effortlessly.
The Standard Bank app enables users to increase card limits, report lost cards, and monitor their expenses effectively.
This card is primarily designed for travel, offering various perks that cater to the public, including:
- Access to Mastercard Priceless Cities experiences
- 12 visits to the Standard Bank Library each year
- Unlimited access to Standard Bank, International, and Bidvest lounges
Get great discounts on travel services:
- Up to 20% off Emirates flights
- Up to 35% off international rentals
- Up to 10% off rentals at RentalCars.com
- Up to 15% off IHG hotels globally
- Up to 15% off Hertz car rentals
Eligibility Criteria
Standard Bank adheres to common eligibility standards for credit cards, consistent with the norms in the South African finance sector.
Applicants must be at least 18 years old, with approval based on standard credit evaluations.
While having a Standard Bank account can ease the application process, it isn’t required, providing flexibility for applicants.
To qualify, you must have a minimum income of R25,000 each month.
As part of the application process, you’ll need to submit key documents like a copy of your South African ID, recent payslips, proof of your address, and bank statements.
If you’re not a citizen, you’ll need to show a valid visa along with your passport for verification.
What’s the Process to Apply for the World Citizen Credit Card?
Visit Standard Bank’s online portal where a query form will help you determine your eligibility. You’ll need to provide your full name, ID number, contact details, income, and your monthly expenses.
If you’re already a bank client, you can apply directly through Internet banking, available on both the mobile app and the website. After logging in, go to the ‘Borrow’ section and fill in the necessary information to explore your credit options.
Alternatively, in the app, tap the add symbol (+) to begin setting up a new account. Choose a personal loan and then start your credit card application.
If you don’t have an account with Standard Bank, you can use their Call Me Back service to get started.
Just fill in your details on the form, including your full name, South African ID number, contact number, gross monthly income, and budget.
Additionally, bank customers can request the card via mobile by dialing *120*2345#, then choosing option 3 to continue with the request.
For more help, reach out to their support team at 0860 123 000.
Additional Information
Besides travel perks, the Standard Bank card provides discounts at numerous retailers, including:
- Dining deals with Priceless Specials
- 10% off at Farfetch
- 25% off first Flit payment
- 40% off SWEAT1000 app
- 40% off at Delux for laser hair removal
The World Citizen card grants you access to Mastercard’s Global VIP Blue services and allows you to earn up to 3x points in UCount Rewards, along with exclusive bonuses on purchases.
This card provides extensive insurance coverage, which includes support for medical emergencies, travel insurance, purchase protection, and safeguards against baggage delays and ATM fraud.
