Discover the Steps to Apply for the Woolworths Black Credit Card
The Woolworths Black card provides unique perks at Woolies, including complimentary coffees and delivery services, along with a 3% cashback; check out the application details.
Essential Information Before Applying for the Woolworths Black Credit Card
The Woolworths Black is a high-end credit card from the Woolies network, usable everywhere, adorned with the Mastercard logo and offering up to 1% cashback on eligible purchases.
Woolworths stands out as a leading South African retailer, recognized for its premium products available across numerous stores and online.
Woolies also runs its own food outlets, including cafes and fast-service restaurants. Additionally, Woolworths extends financial services, offering both gold and black credit cards.
The Woolworths Black Credit Card displays the Visa logo and offers a flexible credit limit, starting with an initiation fee of R175 and a monthly fee of R69.
When it comes to rewards, the card features two cashback levels:
- 1% cashback on all purchases, usable everywhere, not just at Woolies.
- 3% cashback on purchases, with automatic enrollment in the rewards program.
Additionally, cardholders can enjoy two free hot drinks each month at Woolies Café, Woolie to Go, or NOW NOW locations, along with a free Taste magazine with every issue.
This card also includes free online delivery for purchases made within the network when using the Black card.
If you’re curious about the Woolies Black Card’s benefits, keep reading to find out more about this card.
Eligibility Criteria
Woolies employs similar eligibility criteria for both cards, following typical standards in the South African market. Applicants should be a minimum of 18 years old and have a valid RSA ID number.
For non-citizens, a passport with a valid work visa is necessary. The card requires a minimum monthly income of R41,666, which reflects its premium nature.
When applying, ensure you submit documents like recent payslips or bank statements and proof of residence dated within the last three months.
All applications must be approved by the bank; simply meeting the criteria does not guarantee card issuance.
Learn How to Apply for the Woolworths Black Credit Card
If the Woolworths Black card isn’t an option for you, consider applying for the gold card to enjoy Woolies’ benefits.
Press the ‘Apply Now’ button. Start by entering your ID number to kick off your application.
Applying for the Woolies card involves a few steps.
Throughout the process, you will need to provide details like your full name, address (including postal code), contact number, email, and income and expense information.
You might be asked to submit supporting documents during various stages of the application.
After providing all necessary information and choosing your desired credit card, you will authorize Woolworths to perform checks, including a detailed credit assessment to establish your credit limit.
If you have questions or need help, feel free to reach out to Woolworths directly.
Woolworths aims for a smooth review process with clear approval guidelines.
Additional Information
The Woolies card allows for up to eight free additional cards. It also provides balance protection in the event of death or total loss of income.
When you receive your card, you can activate travel insurance. Thanks to Visa perks, you get purchase protection and an extended warranty on eligible items bought with the card.
Manage every aspect of your card through the app, including:
- 24/7 card loss protection
- Easy access to loan rates via Woolies.
This card offers great benefits for managing premiums globally, making it useful beyond just Woolies.
Curious about another option?
If you’re looking for a more affordable card with solid quality, check out the Standard Bank Blue.
This card comes with a generous credit limit of R250,000 and a low monthly fee of just R40. Here’s how to apply.
