Discover the Process for Applying for the Standard Bank Titanium Credit Card
The Standard Bank Titanium card stands out as one of the bank's premier offerings, featuring perks like access to up to 12 lounges. Take a look!
Essential Insights Before You Apply
The Standard Bank Titanium serves as a Mastercard that offers great benefits relative to its maintenance fee, including discounts on ticket purchases, car rentals, and hotel bookings.
Standard Bank provides a range of credit card choices, each designed to cater to different customer needs with unique benefits.
In this regard, the Titanium card offers fantastic value. It comes with a R190 initiation fee, an R89 monthly fee, and up to 55 days of interest-free full payment, with a credit limit of R250,000.
When it comes to travel perks, the card offers discounts like:
- Up to 20% off Emirates flights, Avis car rentals, Travelstart flights
- Up to 10% cashback on Booking.com, Gopals luggage, and RentalCars.com rentals
- Up to 15% off hotel stays
The Titanium card also grants 6 free visits to the Bidvest Premier Lounge and 6 visits to the Standard Bank Fluent Lounge for you and your guests, alongside basic insurance coverage.
Other enticing travel perks include unique experiences through Priceless Cities, along with automatic travel insurance coverage.
If you’re keen to find out more about the Titanium card, keep reading.
Eligibility Criteria
Standard Bank adheres to common market standards for approving credit card applications.
First, you must legally reside in the country, either as a citizen or foreigner with the necessary work visa and passport.
Applicants should be at least 18 years old and possess a solid credit history, with a minimum income of R25,000 per month from verifiable sources.
While the bank does not enforce extra conditions, please remember that all applications are subject to Standard Bank’s discretion.
How to Apply for the Standard Bank Titanium Credit Card
The Standard Bank Titanium page includes a “Do I Qualify?” button for non-customers.
Pressing this button directs you to an application form where you’ll input your full name, South African ID, phone number, monthly income, and expenses.
After you provide the necessary details, the bank will help evaluate your requirements and facilitate the card application.
If you’re an existing bank account holder, you can apply for the card directly through internet banking or the bank’s app.
By logging into your account with your credentials, you can see the available cards in the “Borrow” and “Personal Loan” categories.
If the Titanium card is an option for you, feel free to apply.
If it’s not available, you can reach out to the bank directly. You can also request the card by contacting Standard Bank or visiting their branches across South Africa.
Additional Information
The Titanium card enables chip-and-PIN payments, features 3D Secure Verification for online purchases, and supports tap-to-pay for transactions up to R500. In addition to travel perks, the card offers discounts in various categories, such as:
- Up to 15% off at Wine Club
- 25% off first Flit subscription
- 10% off medical procedures via Mastercard
You can also access discounts in the USA through MyUs.com.
To activate these discounts, you must register with the specific companies, and the bank will provide helpful support pages to assist you.
Standard Bank also offers 3x UCount Rewards points through their rewards program, which includes benefits like 20% cashback on store purchases and 10% on fuel expenses.
This credit card offers great benefits for various needs, both at home and abroad.
Interested in another choice?
The Standard Bank Platinum card offers a credit limit of up to R250,000, along with Rewards points and discounts on Emirates flights.
Moreover, the Mastercard is widely accepted, extending well beyond South Africa, providing security and dependability for your purchases. Discover how to apply.
