Discover the Process for Applying to the Standard Bank Gold Credit Card
The Standard Bank Gold presents a credit card featuring appealing terms and a credit limit reaching R250,000, all with minimal fees. Don't miss out—apply today!
Essential Info Before You Apply
The Standard Bank Gold card presents an excellent value, featuring an appealing cost-benefit ratio along with discounts on Emirates flights!
Standard Bank offers a variety of credit card options, and the Mastercard Gold stands out with numerous benefits at a reduced cost.
This card emphasizes travel perks, exclusive offers, reservations, and personal indulgences.
To get started, there’s an initiation fee of R190 and a monthly charge of R63, granting you a credit limit of R250,000 with a minimum monthly payment of 3% for auto payments.
This card supports chip and PIN technology, contactless payments up to R500, and integrates with SnapScan and Masterpass.
You can handle your Gold card using the online app or by phone. Don’t miss out on the travel advantages:
- Basic travel insurance included;
- Up to 20% off Emirates tickets;
- 10% cashback via Booking.com;
- 10% off luggage from Gopals;
- 10% off rentals with Rentalcars and up to 20% with Avis;
- 20% off flights with TravelStart;
- 15% off stays at IHG hotels.
If this card piques your interest, discover more about it.
Eligibility Criteria
Standard Bank is clear about the application requirements for obtaining a credit card.
To start, you must be at least 18 years old and legally registered in South Africa, either as a citizen or a foreign national with a valid work visa.
You also need to show a minimum monthly income of R5,000. The bank will review your credit history thoroughly.
During this time, you can prepare necessary documents such as:
- Income verification;
- Address verification;
- Last 3 months’ pay slips;
- ID copy required.
Keep in mind that fulfilling these criteria doesn’t guarantee card approval as it’s subject to stock.
How to Apply for the Standard Bank Gold Card?
The Standard Bank website has a “Do I Qualify?” feature tailored for non-bank customers.
Clicking this button will take you to an application form where you’ll need to enter your full name, South African ID number, phone number, gross monthly income, and your monthly expenses.
Once you submit the required details, the bank will assist you in assessing your needs and discussing the card options.
If you’re already a bank account holder, you can apply directly through internet banking or the bank’s mobile app.
Log in using your username and password to check available cards under the “Borrow” and “Personal Loan” sections.
If the card appears as an option, you can move forward with your application.
If it’s not available, reach out to the bank directly. Alternatively, you can request the card by calling Standard Bank or visiting their branches across South Africa.
Additional Information
This card provides various advantages for your daily needs, including:
- Exclusive food specials;
- Up to 2 months free of Lingokids;
- 25% off first Fiit subscription;
- Mastercard Gamer Pass;
- 10% off surgeries with Mastercard.
Moreover, the card lets you earn 3x UCount Rewards points, thanks to Standard Bank’s rewards program that varies by customer spending and credit history.
This credit card is quite effective for both local and international use, ensuring secure transactions whether online or in person.
Curious about another choice?
The Discovery Bank Platinum Suite provides enhanced benefits, including Vitality Money for managing your finances and Discovery Miles for redeeming on products, flights, or cash.
This card also comes with numerous additional perks, including access through SAA partnerships, flight discounts, and robust security for everyday use. Check out how to apply.
