Discover the Steps to Obtain the FNB Premier Credit Card
The FNB Premier Credit Card, provided by First National Bank, comes with fantastic benefits, including lounge privileges and extensive purchase security.
Essential Insights Before You Apply for the FNB Premier Credit Card
The FNB Premier Credit Card offers a robust approach to everyday financial management, combining security with exclusive benefits, including up to eight visits to the SLOW LOUNGE and digital cards designed for enhanced security and dependability.
First National Bank provides a variety of credit card options to South African customers, with the Premier card being one of the standout choices for the linked account.
The FNB Premier comes with an initiation fee of up to R175 and a monthly charge of R99. Interest rates are tailored to individual profiles, and adding a spouse card incurs no extra fees.
This card offers lifelong general benefits, such as:
- Up to R12,000 in debt protection for death or disability
- Protection for purchases up to R10,000 within 30 days
- Coverage for emergency medical expenses and up to 55 days of interest-free spending.
The digital version of the FNB Premier card boosts security with variable CVV codes, online purchase protection, and compatibility with digital wallets and apps for payment.
If you’re interested in the card, keep reading for more details.
Eligibility Criteria
To begin with, every credit card in South Africa follows basic eligibility criteria that most banks enforce.
The main requirement for the FNB Premier Credit Card is a verifiable income between R350,000 and R849,999, making it a premium card for everyday use.
To be eligible, you must meet the following criteria:
- Must be at least 18 years old and a registered South African citizen
- South African citizens need documentation; foreigners must show a passport with a valid visa.
There’s no requirement to have an existing account with FNB, as obtaining the credit card will open a Premier account for you.
However, even if all requirements are met, your application still depends on FNB’s availability.
How can I apply for the FNB Premier Credit Card?
On the FNB website, there’s an ‘Apply Now’ button that allows you to start your online application for the card.
After you click it, you’ll be directed to the first part of the application form, where you’ll need to enter your RSA ID and phone number.
Next, you’ll need to provide further personal information, including your full name, address, and email address to finalize the application.
Regarding your income, you’ll be expected to share your annual income and a breakdown of your monthly expenses.
During the application, you’ll also need to provide documents like proof of residence, a copy of your South African ID, recent bank statements, and your latest payslip.
You will also have to consent to a thorough verification of your information, which includes checking your credit status.
If you prefer, you can choose the ‘call me back’ option, providing your full name, ID number, and contact information. The bank will then reach out to assist you in the application.
You can also visit any First National Bank branch to apply for the FNB Premier card in person.
Additional Information
The FNB credit card provides great advantages for travel, particularly for international journeys. It offers 8 entries to the SLOW Lounge each year, with the possibility of gaining up to 12 more visits when booking flights via eBucks Travel.
The eBucks program features exclusive promotions and reward points for spending at various retailers, including Checkers, Engen, iStore, and Clicks.
FNB’s digital tools make it easy and fast to manage your credit card.
Thus, the FNB Premier credit card is a crucial tool for day-to-day spending, proudly associated with the globally recognized VISA brand.
The FNB Premier card ensures secure transactions through both physical card use and online platforms.
Interested in another option?
If you seek a more affordable card with decent perks, consider checking out the FNB Aspire.
This card provides excellent features, including security for online transactions and lounge access, plus you can find out how to apply.
