Discover the Steps to Apply for the FNB Aspire Credit Card
The FNB Aspire Credit Card serves as an excellent choice for your Aspire account, offering a Visa card that you can use globally.
Key Information Before You Apply for the FNB Aspire Credit Card
The FNB Aspire Credit Card is designed to help you manage your finances with ease, featuring online tools and competitive rates suitable for different financial situations, all backed by the reliability of First National Bank!
To start using the FNB Aspire, you’ll need to pay an initial fee of up to R175, a service facilitation fee of R17, and a monthly fee of R28, plus R17.50 for each additional card.
With a credit limit reaching R250,000, the FNB Aspire Credit Card provides users with extra eBucks rewards and a full suite of virtual management tools via dedicated apps.
Discover the key advantages of this credit card:
- Enjoy virtual cards with dynamic CVVs, extra eBucks bonuses for points, and seamless digital payment integration
- Coverage for purchases up to R15,000 made with your FNB Aspire Credit Card
- Access up to 2 annual visits to SLOW Lounges and special discounts from the rewards program
- Benefit from up to 55 days without interest on purchases.
Additionally, the FNB Aspire Credit Card allows for debt consolidation from other sources through balance transfers.
Who is Eligible to Apply?

The FNB Aspire Credit Card is available not only to existing bank customers but also to anyone in the public wishing to forge a new banking relationship with this reputable South African bank.
The criteria for eligibility to obtain the Aspire card closely follow standard industry practices.
South African citizens are required to show their national ID, while non-citizens must provide an up-to-date passport and a valid visa.
Applicants should be at least 18 years old and must have a verifiable income between R60,000 and R449,999.
The application process requires submitting documents such as proof of residence, recent bank statements for the last three months, a South African ID, and a recent payslip.
Aside from these requirements, there are no major hurdles, and all applications depend on bank availability.
How to Apply for the FNB Aspire Credit Card?
FNB makes it easy to apply for their credit card with an ‘Apply Now’ button available right on their website.
After clicking, you’ll be taken to the bank’s application form, where you need to fill out some details. First, you’ll enter your RSA ID number and mobile number.
Next, you’ll be required to provide more personal details, including your full name and home address.
Regarding your income, you’ll need to specify where your income comes from, the total amount annually, and outline your expenses.
During the application, you’ll also be asked to upload documents that confirm your address and income details.
If you wish, you can fill out a call-back form to get in touch with the bank. Just include your full name, ID number, two contact numbers, and your email address.
You also have the option to visit an FNB branch in South Africa to apply for the FNB Aspire Credit Card face-to-face.
Additional Information
The FNB Aspire Credit Card presents numerous advantages, such as free protection against overdrafts in case of death or disability, automated payment options, discounted rates for unexpected medical costs, and exclusive deals through FNB Offers.
FNB employs the eBucks rewards program, enabling cardholders to earn points through their subscription payments. Users can gather points that amount to three times their monthly fees, with no expiration.
Additionally, the card comes with a generous perk of 500MB of free data, plus an extra 500MB if you use an FNB Connect SIM.
Interested in another option?
Standard Bank presents a premium black card loaded with travel perks, known as the World Citizen, which truly embodies the essence of global citizenship.
It’s important to recognize that this card comes with significant costs, which align with the advantages it offers. Find out how to apply.