Discover the Steps to Apply for the Discovery Bank Black Suite Credit Card
The Black Suite serves as a practical credit card option for your Discovery account, providing favorable credit conditions and a seamless shopping experience. Take a look!
Key Insights Before You Apply
The Discovery Bank Black Suite provides a credit card packed with benefits for earning points and enjoying discounts!
Discovery Bank provides a range of financial services tailored for South African customers, including life and asset insurance, as well as various bank account options.
The Black Suite offers a sophisticated premium credit card designed for everyday use.
The app allows you to monitor your spending, adjust your PIN and limits, and view your rewards. Additionally, it provides benefits like easy access to credit, attractive loan rates, and hassle-free payments for select purchases.
The Black Suite boasts smart fee management, based on your Vitality Money status.
The cost for obtaining the card ranges from R150 to R199, depending on your credit limit, while the monthly fee stands at R534. Rewards are given in Discovery Miles and include various health benefits:
- 75% back on HealthyFood at Woolies
- 50% off personal care at Clicks and Dis-CHEM
You earn 10 Discovery Miles for every R1 you get back, plus additional rewards through Vitality Active Rewards games.
With your Discovery Miles, you can earn up to 15% off at over 40 stores and services, or even convert them into flights or cash.
Eligibility Criteria for Application
To open a bank account, you must be a South African citizen aged 18 or older. Foreign nationals need a valid passport and visa.
The primary requirement for card approval is income, with a minimum annual income between R850,000 and R2.5 million.
Before applying for the card, prepare documents like proof of income, an ID copy, pay stubs, and proof of address.
Discover How to Sign Up for the Discovery Bank Black Suite Credit Card
To obtain the card, you must have a Discovery account.
On the official card website, you can find the login option in the top menu. If you aren’t a South African citizen, a new account will need to be created, starting with your SA ID number or passport number.
Next, you should provide essential information for any bank account, such as your full name, address, and country of birth.
Regarding income, you’ll need to specify amounts and their sources. Remember, it doesn’t have to be just a salary; other income sources like earnings or benefits are acceptable.
Once you open your account with Discovery Bank, you can set your credit criteria to apply for the card.
Unlike other credit card providers, your application is not just for the card but for the Black Suite, which encompasses all the perks of Discovery Bank. If you have any questions or issues, feel free to reach out to customer support.
Additional Information
The Black Suite card provides up to 75% off on six local flight tickets and up to 50% off on two international tickets, alongside basic travel insurance and collision coverage.
Enjoy discounts of 25% on accommodations and car rentals with Europcar and Southern Sun, plus savings on experiences with Royal Caribbean and Contiki.
Vitality Money is a unique service that helps you manage your financial health, offering steps to monitor your score and explore options.
The bank’s FOREX accounts provide access to pounds, euros, and dollars around the clock, featuring real-time rates and speedy transactions.
Discovery cards come equipped with all the technology needed for seamless payments both domestically and internationally, including support for major digital wallets.
Thus, the card offers a wide range of benefits for effective daily management and premium features.
Interested in exploring another option?
The Absa Bank Flexi Core provides better terms while remaining budget-friendly for both local and international expenditures.
This card comes with a credit limit of up to R90, plus Visa Benefits and Absa Rewards, and you can learn how to apply.
