Discover the Steps to Apply for the Absa Bank Flexi Core Credit Card

Absa Bank's Flexi Core is a timeless card option from the bank, providing excellent security along with Visa perks; take a look!

Key Insights Before Applying for the Absa Bank Flexi Core Credit Card

If you’re in search of a straightforward credit card that’s versatile for various needs and comes with low fees, the Absa Flexi Core Visa Classic could be the right fit for you.

Absa Bank serves as a complete financial service provider in South Africa, with offerings that include credit cards, loans, investments, insurance, and rewards programs.

The bank provides credit card solutions for individuals who may not possess a well-established credit history.

The Flexi Core, positioned as the entry-level credit card, displays the Visa logo and offers a monthly credit limit of up to R90,000 with total fees of R49 each month.

This card allows up to 57 days of interest-free purchasing and necessitates a minimum payment of 5% of the credit limit.

With full access to Absa Online Banking and their mobile app, managing your various services online is a breeze.

It comes with built-in travel insurance for emergencies and free card loss protection; all you need to do is call the assistance number for help.

The Flexi Core Classic also enables contactless payments and features the NotifyMe system for SMS alerts regarding security.

Additionally, this card is crafted to help you enhance your credit profile by providing guidance and suggestions to elevate your credit score, increasing your chances for future loans and cards.

If you’re keen on discovering more about Flexi, keep reading!

Eligibility Criteria

Flexi Core is ideal for your everyday life. Photo by Freepik.

The Flexi Core VISA Classic is designed with clear eligibility requirements, adhering to the usual standards in the market.

Applicants need to be at least 18 years of age and demonstrate a minimum monthly income of R7,000 from reliable sources. Unlike the bank’s student card, the income level is the key factor taken into account.

During the application process, the bank will ask for documents such as your South African ID, smart card, proof of address, and income verification for the last three months. It’s important to remember that all applications depend on availability.

How to Apply for the Absa Bank Flexi Core Credit Card

To get your Absa Bank card, you can start your application online via their official website. Just click the ‘Apply Now’ button to access the application form.

After moving forward, once you’ve confirmed security measures and answered a few questions, you’ll need to provide your full name, identification type, ID number, address, gender, birth date, country of birth, and where you currently live.

You’ll also need to provide your address details, including city and postal code, along with contact information like your phone number and email, plus proof of income.

You also have the option to complete a form to request a callback from the bank.

Throughout the application, the bank may ask for more documents and details and could recommend different card options. If you are a student, applying for an Absa Bank student card might be a better choice.

Once your application has been submitted, Absa Bank will thoroughly review it to set your credit terms and conditions.

Additional Information

Absa Bank has a loyalty scheme that rewards you with cashback when you use their cards.

You can receive up to 30% cashback on purchases in areas like groceries, fuel, health, and beauty.

Check out some partners:

Small Business Friday, Woolworths, Dis-Chem, Net Florist, Sasol, Travelstart, AVIS, Pick n Pay, and Camelot SPA. Spotify, Roblox, and PUBG frequently introduce new benefits for cardholders.

By completing goals in the Absa app, you can unlock special rewards. The Visa logo offers extra travel support and exclusive deals both at home and abroad.

In summary, the Flexi Core is an impressive credit card that ensures secure transactions both at home and abroad, providing benefits tailored to your needs.