Woolworths Gold Credit Card: Unique Perks Available Inside and Beyond the Woolies Network with Visa

The Woolworths Gold credit card provides automatic enrollment in the WRewards Membership , offering 0.75% cashback every quarter on purchases made outside Woolies.

This credit card extends beyond the Woolworths network, making it usable in various situations, and you can discover how to apply.

SEE HOW TO APPLY

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Woolworths is a premier South African retailer that offers high-end products in fashion, home decor, and beauty. They also operate a food retail network known as ‘Food Stops’ throughout the nation.

The company also provides financial services, offering gold and black Visa cards usable both within and outside the Woolies network.

Once you receive the card, you are automatically signed up for WRewards, the loyalty program that gives you 2% cashback quarterly on all Woolies purchases.

For purchases made elsewhere, the cashback offer is 0.75%, which applies even at gas stations.

The Woolies Mobile App makes it easy to manage your finances, providing access to all your information, tracking your spending, and facilitating purchases.

Woolies states that the monthly credit limit is determined solely by the company after a thorough analysis.

To apply for the credit card, you need to earn a minimum of R3,000 according to Woolworths.

Woolies charges a monthly fee of R60 for new accounts, along with an initiation fee of R193. There are also charges like a 2.5% currency conversion fee and a complimentary second card.

Besides the income requirement, applicants must be at least 18 years old and possess valid registrations in South Africa.

Absolutely! You can initiate the account and credit card application process through Woolworths, in partnership with Absa.

Woolworths permits the issuance of up to eight extra cards for friends and family at no additional cost.

The card from the South African network is quite robust, featuring exclusive Visa benefits, optional medical services, insurance, extended warranty, and purchase protection.

Overall, the Gold card is an excellent choice for credit use both within and outside the Woolies network, ensuring smooth financial management.

The Woolworths card incurs additional fees for deposits, balances, and international transactions.

It’s important to mention that cash withdrawals and various other services are available at Absa Bank ATMs, which are among the largest in the nation.

Interested in exploring another option?

If you’re in need of a credit card for your business, consider the Nedbank Business Credit Card, featuring both Mastercard and American Express options.

This card offers comprehensive management through digital applications, allowing you to consolidate all your expenses into one secure payment, and find out how to apply.

SEE HOW TO APPLY