Privacy Policy
Privacy Policy of Fintrixio
Last Updated: February 2026
Website: https://fintrixio.com
1. Introduction
At Fintrixio (hereinafter, “we,” “us,” “our,” or “the Site”), we take the privacy of our users very seriously. This Privacy Policy describes how we collect, use, store, and protect your personal information when you visit our website fintrixio.com.
By accessing or using our Site, you agree to the practices described in this Privacy Policy. If you do not agree with these practices, please do not use our Site.
Data Controller:
- Company: Incred Growth Tech Ltda
- Tax ID (CNPJ): 48.059.155/0001-20
- Contact Email: [email protected]
2. Use of Cookies and Identifiers
2.1 What are cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit our website. These files allow the site to recognize your device and remember certain information about your visit.
2.2 Cookie Usage Declaration
We explicitly declare that Fintrixio uses cookies and similar tracking technologies to:
- Ensure the technical operation of the site
- Analyze traffic and user behavior
- Personalize content and advertisements
- Measure the effectiveness of advertising campaigns
- Remember your browsing preferences
2.3 Types of Cookies We Use
| Cookie Type | Purpose | Duration |
|---|---|---|
| Essential Cookies | Necessary for basic site functionality | Session |
| Performance Cookies | Traffic and behavior analysis (Google Analytics) | Up to 2 years |
| Advertising Cookies | Display relevant ads (Google AdSense) | Up to 2 years |
| Functionality Cookies | Remember user preferences | Up to 1 year |
2.4 How to Manage Cookies
You can configure your browser to reject all cookies or to alert you when a cookie is being sent. However, if you disable cookies, some features of the site may not function properly.
Cookie settings by browser:
3. Google Analytics
3.1 Use of Google Analytics
Fintrixio uses Google Analytics, a web analytics service provided by Google LLC. Google Analytics uses cookies to help us analyze how users use our site.
3.2 Information Collected by Google Analytics
The information generated by cookies about your use of the site (including your IP address) is transmitted to and stored on Google servers. This information includes:
- Pages visited and time spent
- Traffic source (how you arrived at the site)
- Approximate geographic location
- Device type and browser
- Browsing behavior
3.3 How Google Uses This Data
Google uses this information to evaluate website usage, compile reports on site activity, and provide other services related to site activity and internet usage.
For more information about how Google processes your data, visit:
🔗 How Google uses data when you use our partners’ sites or apps
3.4 Google Analytics Opt-Out
If you wish to prevent Google Analytics from collecting your data, you can install the Google Analytics Opt-out Browser Add-on.
4. Advertising – Google AdSense and AdExchange
4.1 Use of Third-Party Advertising
Fintrixio displays ads provided by Google AdSense and other advertising networks. These services use cookies and similar technologies to display relevant ads based on your interests.
4.2 Personalized Advertising
We inform you that third parties, including Google, use cookies to serve ads based on a user’s prior visits to this and other websites.
Advertising cookies allow Google and its partners to:
- Serve ads based on your previous visits to fintrixio.com
- Serve ads based on your visits to other websites
- Use DoubleClick cookies to serve personalized ads
4.3 How to Control Personalized Advertising
You may opt out of personalized advertising by visiting:
- Google Ads Settings: https://adssettings.google.com
- NAI Consumer Opt-Out: https://optout.networkadvertising.org
- DAA Consumer Choice: https://optout.aboutads.info
5. Personal Data We Collect
5.1 Categories of Data Collected
| Data Type | Collection Method | Purpose |
|---|---|---|
| Name | Contact form | Respond to inquiries |
| Email address | Contact form, subscription | Communication, sending newsletters |
| IP address | Automatic | Security, traffic analysis |
| Geographic location | Automatic (approximate) | Statistical analysis, relevant advertising |
| Browsing data | Cookies | Improving user experience |
| Device information | Automatic | Site optimization |
5.2 Purposes of Data Processing
We use your personal data to:
- Respond to inquiries: Process and respond to messages sent through the contact form
- Improve the site: Analyze site usage to improve content and experience
- Advertising: Display relevant ads through Google AdSense
- Communications: Send newsletters (only with your express consent)
- Security: Protect the site against fraudulent or abusive use
- Legal compliance: Comply with applicable legal obligations
5.3 Legal Basis for Processing
We process your personal data based on:
- Consent: When you accept cookies or subscribe to newsletters
- Legitimate interest: For security analysis and service improvement
- Legal compliance: When required by law
6. Your Rights Under U.S. Privacy Laws
6.1 Your Privacy Rights
Depending on your state of residence (e.g., California – CCPA/CPRA, Virginia – VCDPA, Colorado – CPA, Connecticut – CTDPA, Utah – UCPA), you may have the following rights regarding your personal information:
| Right | Description |
|---|---|
| Access | Request a copy of the personal data we hold about you |
| Correction | Correct inaccurate or incomplete personal data |
| Deletion | Request deletion of your personal data (“right to be forgotten”) |
| Portability | Receive your data in a structured format and transfer it to another controller |
| Opt-Out | Opt out of the “sale” or “sharing” of personal information for targeted advertising |
| Limit Use | Limit the use and disclosure of sensitive personal information |
| Non-Discrimination | We will not discriminate against you for exercising your rights |
6.2 How to Exercise Your Rights
To exercise any of these rights, you may:
- Send an email to: [email protected]
- Use our request form: [REQUEST FORM LINK]
Identity verification: To protect your privacy, we may request additional information to verify your identity before processing your request.
6.3 Response Timeline
We will respond to your request within 45 days of receipt. If we require more time (up to 90 days total), we will inform you of the reason and extension period in writing.
7. Data Storage and Security
7.1 Security Measures
We implement appropriate technical and organizational measures to protect your personal data, including:
- SSL/TLS encryption for all communications
- Restricted access to personal data
- Regular security monitoring
- Periodic backups
- Employee training on data protection
7.2 Retention Period
We retain your personal data only for as long as necessary to fulfill the purposes described in this policy, unless the law requires or permits a longer retention period.
| Data Type | Retention Period |
|---|---|
| Analytics cookies | Up to 2 years (per Google’s policy) |
| Advertising cookies | Up to 2 years (per Google’s policy) |
| Contact form data | Until purpose fulfilled or deletion requested |
| Newsletter subscriptions | Until unsubscribe or deletion requested |
7.3 International Data Transfers
Your data may be transferred to and stored on servers located outside your state or country of residence, including Brazil, Estonia, and the United States (Google). These transfers are made with appropriate safeguards in accordance with applicable law.
8. Contact Information – Data Protection Officer
For any questions, requests, or complaints related to this Privacy Policy or the processing of your personal data, you may contact our data protection officer:
| Information | Detail |
|---|---|
| Responsible company | Incred Growth Tech Ltda |
| Tax ID (CNPJ) | 48.059.155/0001-20 |
| [email protected] | |
| Request form | [REQUEST FORM LINK] |
9. Third-Party Links
Our site may contain links to other websites that are not operated by us. We are not responsible for the privacy practices of these sites. We recommend reading the privacy policies of each site you visit.
10. Children’s Online Privacy Protection Act (COPPA)
Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us so we can delete such information.
If we become aware that we have collected personal data from a child under 13 without verification of parental consent, we will take steps to remove that information from our servers immediately.
11. Do Not Track (DNT) Signals
Please note that we do not currently respond to “Do Not Track” signals from web browsers, as no industry standard for such signals has been established. However, you can control cookies through your browser settings and opt out of personalized advertising as described in Section 4.3.
12. Changes to this Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with a new “Last Updated” date. We recommend reviewing this policy regularly.
If we make material changes to how we treat our users’ personal information, we will notify you through a notice on the website homepage and/or by email to the address specified in your account.
13. Consent
By using our website, you accept our Privacy Policy and consent to the collection, use, and disclosure of your information as described in this document.
14. Applicable Law
This Privacy Policy is governed by:
- California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA)
- Virginia Consumer Data Protection Act (VCDPA)
- Colorado Privacy Act (CPA)
- Connecticut Data Privacy Act (CTDPA)
- Utah Consumer Privacy Act (UCPA)
- Children’s Online Privacy Protection Act (COPPA)
- Federal Trade Commission (FTC) guidelines
- Other applicable data protection legislation
15. California-Specific Provisions (CCPA/CPRA)
In compliance with the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), we provide the following additional information for California residents:
15.1 Categories of Personal Information Collected
Personal Information Categories (as defined by CCPA):
- Identifiers: Name, email address, IP address, unique device identifiers
- Commercial information: Records of products or services purchased, obtained, or considered (not applicable)
- Internet or network activity: Browsing history, search history, information on interaction with websites
- Geolocation data: Approximate location derived from IP address
- Inferences: Preferences and characteristics derived from browsing behavior
Sensitive Personal Information:
Fintrixio does NOT collect sensitive personal information such as social security numbers, driver’s license numbers, passport numbers, precise geolocation, racial or ethnic origin, religious or philosophical beliefs, union membership, genetic data, biometric data, health data, or data concerning sex life or sexual orientation.
15.2 Sources of Personal Information
We collect personal information from the following sources:
- Directly from you when you provide it (contact forms, subscriptions)
- Automatically through cookies and similar technologies
- From third-party service providers (Google Analytics, Google AdSense)
15.3 Business or Commercial Purpose for Collection
We collect and use personal information for the following business purposes:
- Responding to your inquiries and providing customer service
- Analyzing site usage and improving our services
- Displaying personalized advertising
- Detecting security incidents and protecting against malicious activity
- Complying with legal obligations
15.4 Disclosure of Personal Information
We may disclose your personal information to the following categories of third parties:
| Category of Third Party | Purpose |
|---|---|
| Service Providers | Website hosting, analytics, email services |
| Advertising Networks | Google AdSense for displaying ads |
| Analytics Providers | Google Analytics for site analysis |
| Legal Authorities | When required by law or to protect our rights |
15.5 Sale or Sharing of Personal Information
Notice of Sale/Sharing: We may “share” personal information (as defined by CCPA) with advertising partners like Google AdSense for cross-context behavioral advertising purposes. We do not “sell” personal information in the traditional sense (i.e., for monetary consideration).
Categories of personal information sold or shared:
- Identifiers (IP address, device IDs)
- Internet activity information
- Geolocation data (approximate)
- Inferences about preferences
Right to Opt-Out: You have the right to opt out of the sale or sharing of your personal information. To exercise this right, visit Google Ads Settings or contact us at [email protected].
15.6 Retention Period
We retain each category of personal information for the following periods:
- Contact form data: Until the purpose is fulfilled or you request deletion
- Analytics data: Up to 26 months (Google Analytics default)
- Advertising data: Up to 2 years (Google AdSense policy)
15.7 California Privacy Rights Summary
California residents have the right to:
- Know what personal information is collected, used, shared, or sold
- Delete personal information held by businesses
- Opt-out of sale or sharing of personal information
- Correct inaccurate personal information
- Limit use and disclosure of sensitive personal information (not applicable as we don’t collect sensitive PI)
- Not be discriminated against for exercising these rights
15.8 Authorized Agent
You may designate an authorized agent to make a request on your behalf. The authorized agent must provide proof of authorization, and we may require you to verify your identity directly with us.
15.9 Contact for California Privacy Rights
To exercise your California privacy rights, contact us at:
- Email: [email protected] (Subject: “California Privacy Rights Request”)
- Request Form: [REQUEST FORM LINK]
16. Virginia, Colorado, Connecticut, and Utah Provisions
If you are a resident of Virginia, Colorado, Connecticut, or Utah, you have similar rights under your state’s consumer privacy law, including:
- Right to confirm whether we process your personal data
- Right to access your personal data
- Right to correct inaccuracies in your personal data
- Right to delete your personal data
- Right to obtain a copy of your personal data in a portable format
- Right to opt out of targeted advertising, sale of personal data, and profiling
To exercise these rights, please contact us using the methods described in Section 15.9.
© 2026 Fintrixio – Incred Growth Tech Ltda. All rights reserved.
Disclaimer: This document was drafted according to U.S. federal and state privacy standards (FTC, CCPA/CPRA, VCDPA, CPA, CTDPA, UCPA, COPPA) and Google AdSense/Analytics policies. It is recommended that a legal professional review this text to ensure full compliance with all applicable laws.