Discover the Steps to Apply for the Simplii Financial Cash Back Credit Card
The Simplii Financial card focuses on cashback, making it ideal for having fun with friends while reaping rewards from your daily purchases.
Essential Information Before You Apply
The Simplii Financial Cash Back Visa is designed to enhance your dining experiences, offering up to 4% cashback on purchases at restaurants and bars!
Simplii Financial is making waves in the banking sector! As a newcomer, they provide a variety of financial services with a strong emphasis on digital options.
It’s no surprise that Forbes recognized them as one of the top banks globally in 2024, celebrating their sixth consecutive year of recognition!
With a focus on cashback, Simplii Financial allows you to earn rewards in cash. There’s no annual fee for the primary cardholder and up to three extra cardholders, although the purchase interest rate is 20.99%.
You can enjoy a credit limit of up to $10,000 with the Simplii Financial card, depending on your credit profile.
They’re launching a fabulous 10% cashback welcome bonus on your restaurant and bar spending for the first four months, up to $500!
If you apply by the end of October 2024, you’ll receive a special $100 digital gift card for Skip!
Here’s the cashback breakdown: earn 4% on dining with a cap of $5,000 annually, 1.5% on eligible gas, groceries, and pharmacy purchases, capped at $15,000 yearly, and 0.5% on all other purchases. Plus, there’s no spending limit!
And here’s more good news: you can add up to three cardholders to maximize your rewards!
This card is also a fantastic way to build your credit history, enhancing your purchasing power in the Canadian market since it reports to major credit bureaus in Canada.
Who Can Apply?
Simplii Financial provides excellent value with straightforward requirements designed for Canadians!
To qualify, you need to be residing in Canada, whether you are a native Canadian or a foreigner with the appropriate documentation.
To qualify for the Simplii Financial Cash Back card, you need to have an annual household income of at least $15,000.
Additionally, ensure you’ve reached the legal age in your province and haven’t filed for bankruptcy in the past seven years.
How Can I Apply for the Simplii Financial Cash Back Credit Card?
Ready to take the plunge? Just find one of those “Apply Now” buttons to kick off your application for the Simplii Financial card.
The first thing you need to do is agree to the fee terms, after which you’ll smoothly navigate through seven steps to provide your details. Here’s what you’ll need to complete:
- Your name, birth date, contact info, address, housing type; along with your employment details, annual income, and monthly expenses.
Have questions? No worries! You can contact customer service through multiple channels, including a convenient online chat option.
Additional Information
Simplii Financial offers a PRESTO voucher valued up to $250 for your next purchase, provided you meet the required criteria.
When you recommend a friend who signs up for the Simplii Financial Cashback card, you’ll receive a $125 bonus, and your friend will also get $50!
This card comes with an impressive range of benefits, like seamless online payments via Click to Pay and advanced options such as chip, PIN, or digital wallets.
Moreover, Simplii Financial provides Global Money Transfers, enabling you to send money abroad without transaction fees or interest charges.
For added protection, you’ll benefit from Purchase Security and Extended Warranty Insurance, and you have the option to add CIBC travel medical insurance if desired.
Interested in exploring another option?
The Scotiabank Platinum American Express is an elite travel credit card that grants up to 10 free VIP lounge accesses globally.
Additionally, you can unlock up to $2,100 in benefits with 60,000 bonus points and a cap of $10,000—discover how to apply!
