Discover the Steps to Apply for the FNB Private Wealth Credit Card
FNB Private Wealth offers an all-encompassing and elite credit card designed for your spending both domestically and internationally.
Essential Insights Before Applying for the FNB Private Wealth Credit Card
The FNB Private Wealth is a Visa black credit card recognized globally, providing extensive travel perks!
The FNB Private Wealth account offers premium features and enhanced security for clients in South Africa.
This account package includes benefits for transactions, insurance, investments, and loans.
With the FNB Private Wealth account, enjoy up to 30 days of interest-free Fusion transactions, favorable loan terms, and investment advice.
There’s a monthly fee of R295, with no extra transaction charges and up to five free cards. To get a metal card, you’ll need to pay R1,050 or have a level 3 eBucks account.
The eBucks program provides various perks, including up to 100% of the monthly fee back in points, discounts on flights, and 40% cashback on Netflix and Spotify subscriptions when using the card.
Cardholders can also earn up to R8 back per liter on fuel purchases at selected stations.
The FNB credit card offers superior tech connectivity. It works seamlessly with FNB Pay and digital wallets, plus you’ll receive digital cards for secure online transactions. These digital cards come with changing CVV numbers, purchase protection, and extra eBucks.
To enjoy all the advantages of an FNB black card, keep reading.
Eligibility Criteria
To apply for a card in South Africa, you must be a citizen aged 18 or older and properly registered in the country. Foreign applicants need to present South African documents.
The main requirements for the card are based on income, with two options:
- Income of R1.8 million or more annually
- Net worth above R15 million
To apply, you need to gather the following documents:
- SA ID book with a barcode
- Passport with work authorization
- Recent proof of residence
- Latest payslip
- Recent bank statements
Just meeting FNB’s criteria doesn’t ensure card approval. The bank will make the final decision.
How to Apply for the FNB Private Wealth Credit Card
Visit the official FNB Private Wealth page and click ‘Apply Now’ to begin your application. The system will initially ask for your RSA ID number and phone number.
Throughout the process, you’ll need to provide extra details, such as your residence, income, and expenses, along with consent for the system to check your credit history. FNB may request all documents at any time.
FNB also provides a call-back form to request your full name, ID or passport number, and contact details for a follow-up call from the bank.
You can reach out to First National Bank to apply for your private wealth account via phone or by visiting a local branch.
Generally, the process is swift and made easier through FNB’s customer service, with prompt responses regarding availability.
Additional Information
With the FNB Private Wealth card, you gain up to 36 annual visits to the SLOW Lounge, with an extra 24 visits available through eBucks Travel purchases.
When using eBucks at retailers like Takealot, Checkers, iStore, and Clicks, you unlock more benefits.
Moreover, FNB provides a 50% discount on the spouse’s monthly fee and free accounts for children. Plus, cardholders enjoy purchase protection up to R12,000, death cover, and exclusive access to various events.
This way, you will have a versatile card for use both domestically and internationally.
Looking for another option?
Private Wealth caters to those with significant needs, but in South Africa, there are choices for every budget, like the Absa Bank for Students, which offers rewards and no monthly fees.
This card is accessible as it doesn’t require credit history or income, starting from R800, aimed specifically at students, and you can find out how to apply.
