Discover the Process of Applying for the FNB Private Clients Credit Card

Essential Information Before You Apply for the FNB Private Clients Credit Card

The FNB Private Clients card from First National Bank not only offers eBucks rewards, but also grants entry to SLOW Lounges, making family travel more enjoyable.

This credit card is perfect for individuals earning up to R1,799,999 annually, offering rewards designed to fit your family’s lifestyle along with advanced security features.

As for fees, there’s a R175 initiation fee along with a monthly fee of R160. There are no extra costs for additional cards or transactions, though personalized interest rates apply to purchases.

First National Bank provides a wide variety of banking services to meet different needs and spending preferences.

The FNB Private account comes with numerous perks, including:

• 24/7 service and investment support.
• Increased eBucks on transactions plus enhanced FNB purchase protection up to R10,000.
• Discounts up to 40% on eBucks ticket purchases.
• At least 8 visits to the SLOW Lounge annually, with potential for more.

The FNB Private Clients credit card, linked to this account, displays the Visa logo and serves as a reliable option for both local and international transactions.

FNB’s digital platform allows you to access free cards featuring regularly updated CVVs, compatible with Apple Pay, Google Pay, and FNB Pay.

If this card piques your interest, keep reading for more details.

Eligibility Criteria

First National Bank outlines clear requirements for credit card applications. Applicants must be a minimum of 18 years old and legally registered in South Africa.

Foreign applicants need to present a valid passport alongside a residence and work visa. Furthermore, eligibility requires an annual income between R750,000 and R1,799,999.

Before submitting your application, you must provide proof of residence dated within the last 3 months, a South African ID book or passport with work authorization, and either your latest payslip or 3 months of bank statements.

Keep in mind that fulfilling these criteria doesn’t guarantee your application will be accepted, as it depends on the availability at First National Bank.

As a result, applying for a credit card follows a process akin to other typical options in the South African market.

How to Apply for the FNB Private Clients Credit Card

The First National Bank’s Private Clients page features a prominent orange ‘Apply Now’ button that leads directly to the application form.

To start, you’ll need to enter your RSA ID number along with your cellphone number.

Following that, FNB will ask for further details including your full name, address, email, and gross income, and may request a rundown of your expenses to assess your financial standing.

Throughout the application, you might need to provide necessary documentation. FNB also offers alternative application options like the ‘Call Me Back’ form, where you can share your name and contact information for follow-up.

You can also visit a local First National Bank branch for help and to kickstart your application for the card.

Additional Information

Through FNB’s rewards program, eBucks, you can enjoy exclusive discounts and offers at various stores, plus earn triple rewards on mobile phone purchases.

When you open an account, your spouse enjoys a 50% discount on the monthly fee, while children’s accounts incur no extra costs.

The FNB Private Clients Credit Card provides you with:

• Up to 55 days with no interest on purchases
• R12,000 in automatic debt cover for death or disability.
• Purchase protection up to R10,000.

Moreover, you can finance your medical expenses at Prime or Prime+2% interest rates, depending on the terms.

To sum up, the FNB credit card provides great ease in handling your finances and tackling unforeseen expenses.

Interested in exploring another option?

The FNB Private Wealth credit card is another premium choice, boasting enhanced features, though at a greater expense, for global use.

This card is quite versatile, offering eBucks rewards even at gas stations, plus full connectivity. You can discover how to apply.

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