Discover the Steps to Apply for the Standard Bank Platinum Credit Card
Essential Insights Before Applying
The Standard Bank Platinum credit card provides up to R250,000 in credit, plus exclusive deals on flights, hotels, and car rentals!
This Mastercard supports chip and PIN payments, features 3D Secure Verification for online security, and allows tap payments for transactions up to R500.
The credit limit is tailored to each client’s finances, potentially reaching as high as R250,000.
Regarding fees, there’s an initial charge of R190 and a monthly fee of R108, with a minimum repayment of 3% and up to 55 days of interest-free credit.
For travel perks, the card grants 12 visits each year to both the Standard Bank lounge at OR Tambo Airport and the Bidvest Lounge.
Explore further travel advantages:
- Up to 20% off Emirates flights via Leisure Desk
- Up to 20% off flights and stays via TravelStart
- Up to 10% off rentals through RentalCars.com
- Up to 15% off stays at IHG properties
- 10% cashback on Booking.com reservations
- 20% off international rentals with Avis
This card excels in security, offering full management via the app. If you’re keen on this premium offering, keep reading.
Eligibility Criteria
This premium card from Standard Bank is designed for those with a higher income level, requiring a minimum monthly income of R58,000.
Your income must be stable and verifiable, and applicants need to fulfill basic criteria, such as being at least 18 years old and registered in the country.
During the application, you will have to submit documents like an ID or passport, recent payslips, bank statements from the last 3 months, and proof of address.
Keep in mind, all applications must be approved by the bank, and meeting the criteria doesn’t guarantee card issuance.
Discover How to Apply for the Standard Bank Platinum Credit Card
If you are a Standard Bank customer, you can easily apply for the card directly from your online banking account by visiting the ‘Lend’ section.
The bank’s site will show you a selection of cards you qualify for. Alternatively, you can use the app to search for ‘Personal Loan’ in the ‘Open a new account’ menu to check your credit options.
You can also apply via phone by calling *120*2345 and choosing option 3, and you’ll get confirmation messages through SMS.
If you aren’t a Standard Bank customer, the procedure varies slightly. Start by filling out the callback form with your name, phone number, and email.
Once you submit your details, wait for a call from the bank. A representative will get in touch to discuss your requirements and the card’s availability.
You may also need to reach out to the bank by phone or visit a branch directly.
Additional Information
The card provides numerous advantages for lifestyle and purchases, including:
- Lower fees for sending purchases from the USA via MyUS
- Purchase 1GB of Wi-Fi for R19 and get 11GB free.
- Exclusive access to amazing specials MEA
- Earn triple UCount Rewards points.
- Up to 2 months free with Lingokids
- Get up to 10% off products from Farfetch.com
The UCount Rewards Program provides great opportunities for earning cashback, tailored to the shopping habits of clients.
This way, the credit card ensures effective management both locally and globally, offering security and appealing terms for various users.
Curious About Other Options?
If you plan to use the card primarily for travel, consider the British Airways option with Absa Bank, which offers a compelling credit card for international use.
This card offers great perks, including up to 9,000 Avios points, theft protection, access to 8 lounges, and discounts on travel expenses, both local and international. Check out how to apply.
