Discover the Standard Bank Blue Credit Card: Attractive Credit Limit, Low Interest Rates, and Triple UCount Rewards Points!

The Blue card from Standard Bank has a monthly fee of just R40, offering a credit limit of up to R250,000, along with tailored interest rates.

As a Mastercard holder, the Blue card provides financial flexibility by waiving interest charges if the full balance is settled, and you can discover how to apply.

SEE HOW TO APPLY

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Standard Bank stands out as a highly regarded financial institution in South Africa, providing various services including account management and credit card options.

To cater to diverse needs, it offers a variety of credit card options suited for both high and low demands.

The Blue card is an entry-level option from Standard Bank, ensuring convenient use of your Mastercard worldwide, with easy integration into digital wallets.

With chip and PIN functionality, the Blue card also supports 3D Secure Verification for safer online shopping experiences.

You can link it to apps like SnapScan and Masterpass, with full Blue management accessible via phone, app, and online banking on the bank’s official South African platforms.

Standard Bank states the credit limit is flexible but capped at R250,000.

A minimum monthly income of R5,000 is required, as stated by Standard Bank.

There is an initiation fee of R190 for all applicants, along with a monthly fee of R40 and a minimum payment of 3%.

To apply, customers must meet the income requirement, have valid ID, and be at least 18 years old.

Yes, the complete application process can be carried out online through Standard Bank’s digital platforms.

The Standard Bank Blue earns you 3x more UCount Rewards points, the bank’s cashback program.

UCount Rewards offers cashback on your purchases, with up to 20% back on lifestyle and fashion items and up to R10 in points for each liter of fuel.

The UCount Rewards program has a monthly fee of R25, which includes point redemption and various customer classification levels.

This card lets you boost your credit limit. Simply select the ‘credit limit increase’ option to explore available levels and receive an offer.

While it may not be packed with luxuries, the Standard Bank Blue credit card is a reliable choice for safe and efficient use both in South Africa and globally.