Discover the Steps to Apply for a TD First Class Travel Visa Credit Card
The TD First Class Travel serves as your gateway to a wealth of advantages both in Canada and globally, all while ensuring your security.
What should I know before applying?
The TD Bank First Class Travel Visa is a credit card tailored for travelers, providing up to 135,000 TD Rewards Points and no annual fee for the first year.
TD Bank ranks among the top banks in North America, boasting a significant presence in Canada.
This card is crafted for travel perks, specifically catering to those who travel frequently.
With TD Rewards Points, you can gain up to $1,000 in value by earning 20,000 points after your initial purchase and 115,000 points if you spend at least $5,000 in the first 180 days.
The annual fee is $139, with an extra $50 for each additional cardholder, but there’s no charge in the first year.
You earn TD Rewards points based on your spending: 8 points for every $1 spent on travel booked via Expedia, and 6 points for every $1 spent on groceries and dining.
You also earn 4 points on bill payments and standard services, and 2 points for every $1 on all other purchases. Plus, you will receive 10,000 points as a birthday bonus on your anniversary.
The redemption options for rewards are quite appealing; you can use your points for travel discounts, credit card bill payments, Amazon.com purchases, Starbucks, and statement credits.
Here are some travel perks to consider:
- $100 TD travel credit annually
- Emergency assistance services
- Insurance for travel-related issues.
If you’re curious to discover more about the card, keep reading.
Who is Eligible to Apply?
As a premium credit card, the eligibility criteria are reflective of its status.
To qualify, you must be a Canadian resident of legal age in your province. If you’re a foreigner, a passport with a valid visa will be required for identification.
Moreover, you need to have a personal annual income of at least $60,000 or a total family income of $100,000.
An excellent credit score and a clean debt record for recent years are essential to qualify for the card.
Every application will be assessed based on its merit and availability by TD Bank.
What Are the Steps to Apply for the TD First Class Travel Visa Credit Card?
To begin your application, simply click ‘Apply Now’ on the credit card’s dedicated page.
On the subsequent page, you will specify if you are an existing TD customer. If you aren’t, you can register online.
Press continue to access the application form and provide details such as:
- Personal info: full name, birth date, Social Insurance Number (optional).
- Contact details: phone and email
- Address and banking info, including income and a list of expenses.
Throughout the application process, the bank may ask for proof and supporting documents, especially regarding income, identification, and residency.
If you already have a TD Bank account or an account with other banks like BMO, the application process can be quicker.
If you have any inquiries, feel free to reach out to TD Bank, which provides excellent customer service for all issues.
Additional Information
This card includes various perks and features, like the TD payment plan for purchases over $100 and discounts with Avis.
The Visa Infinite brand provides a complimentary concierge service that’s available around the clock, an exclusive collection of luxury hotels spread across more than 900 locations, and privileged access to tickets and events throughout the year.
This card prioritizes your security with features such as mobile device insurance up to $1,000, extended warranty coverage, instant notifications, and complete card management via the app.
The TD Bank card excels in everyday use and international travel, enjoying widespread acceptance globally, all while ensuring top-notch security.
Interested in exploring another option?
If you seek a comparable credit card that provides appealing premium perks for diverse audiences, consider checking out the Scotia Momentum Visa Infinite Card.
Scotiabank’s offering features 4% cashback on regular payments, Visa concierge services, mobile phone insurance, and optional life coverage. Find out how to apply.
